Campervan Hire with Insurance Included in Australia

    Comprehensive Cover for Total Peace of Mind

    Every campervan hire includes standard insurance cover so you can explore Australia's roads with confidence. Understand exactly what's covered, your excess options, and how to drive worry-free from day one.

    Insurance is one of the most important — and most misunderstood — aspects of campervan hire. At Cheap Campervan Hire, all our vehicles come with standard insurance included in the hire price, covering you for third-party liability and vehicle damage. There are no hidden insurance charges or compulsory extras at pickup.

    We believe in transparent pricing, which means understanding your cover before you arrive. This page explains exactly what's included, what optional extras are available, and how to make informed decisions about excess reduction — so there are no surprises when you collect your campervan.

    Whether you're a cautious first-timer or an experienced road tripper, knowing your insurance details lets you relax and enjoy the adventure.

    What's Included with Your Insurance

    Standard Cover Included

    Every hire includes basic insurance covering third-party liability and vehicle damage — no extra charge.

    24/7 Roadside Assistance

    Mechanical breakdowns are covered with round-the-clock roadside assistance throughout Australia.

    Optional Excess Reduction

    Lower your liability from $3,000-$5,000 down to $0-$500 with affordable daily excess reduction options.

    Windscreen & Tyre Cover

    Many excess reduction packages include windscreen, tyre, and underbody protection at no additional cost.

    No Surprises at Pickup

    All insurance costs are disclosed upfront in your quote — no pressure sales at the rental counter.

    Multi-Driver Cover

    Additional drivers can be added to the insurance policy, often at no extra charge for partners or spouses.

    Understanding Campervan Insurance in Australia

    All campervan rentals in Australia include a standard level of insurance as part of the hire price. This typically covers third-party property damage and basic vehicle damage, subject to a liability excess — the amount you'd pay in the event of a claim. Standard excess amounts usually range from $3,000 to $5,000 depending on the vehicle and rental company.

    It's important to understand that standard insurance generally excludes certain situations: driving on unsealed roads (unless in a 4WD vehicle), overhead damage from low bridges or car parks, water damage from floods or river crossings, and single-vehicle rollovers. These exclusions are consistent across most Australian rental companies.

    Excess Reduction Options

    For greater peace of mind, most rental companies offer excess reduction products that lower your liability in the event of a claim:

    • Standard Excess Reduction — reduces your excess to $500-$1,000, typically costs $15-$25/day
    • Full Excess Reduction — reduces your excess to $0, typically costs $25-$40/day
    • Premium Cover — zero excess plus additional protections like windscreen, tyres, and personal belongings
    • Third-Party Insurance — purchased independently from companies like Tripcover or Rentalcover, often cheaper than rental company options

    What's Not Covered by Standard Insurance

    Understanding exclusions helps you drive safely and avoid unexpected costs:

    • Overhead damage — hitting low bridges, car park barriers, or tree branches with the roof
    • Underbody damage — damage from speed bumps, rocks, or rough terrain
    • Unsealed road damage — accidents on dirt or gravel roads (unless in a designated 4WD vehicle)
    • Water damage — driving through flooded roads or river crossings
    • Interior damage — stains, burns, or broken fixtures inside the vehicle
    • Lost keys — replacement key costs are typically not covered by standard insurance

    Tips for Minimising Insurance Risk

    Photograph the vehicle thoroughly at pickup and return, note any existing damage on the condition report, drive within speed limits, check height clearances before entering car parks or underpasses, and avoid driving at dawn and dusk when wildlife is most active. These simple precautions significantly reduce your risk of an insurance claim.

    Frequently Asked Questions

    Pickup Locations Across Australia

    Collect your campervan from any of our 10 depots across Australia

    Browse by Vehicle Type

    Ready For Your Next Adventure?

    Book now and start planning your dream trip. Special prices for early bookings.

    13Pickup Cities
    50+Vehicles
    5Vehicle Categories